Aapki Virasat Hamari Amanat.


Meeting your obligations without relying on a paycheck. Having sufficient enough balance income to cover your living expenses. It is not about being rich and having tons of money, but having enough to cover your expenses and then some so that you can spend your precious time doing what you like rather than doing things […]


Creating a lifestyle map involves a close review of personal finances and an assessment of other building blocks. Lifestyle matters look at how to balance work and leisure, how to make smart choices for the future, and many other items in an effort to help an individual “enjoy the journey.” It is a long term […]


Business transition planning is a business strategy. It is all about creating, harvesting, and preserving the value of the business during a successful transition. Every individual needs to know what the change means to them and what’s expected of them. The transition management team helps design the messaging to staff and other stakeholders, so that […]


When you have no debt, your credit score and other indicators of financial health, such as debt-to-income ratio (DTI), tend to be very good. This can lead to a higher credit score and be useful in other ways (for instance while taking the right loan when the time comes). THE SECRET They aren’t swayed to […]


An estate comprises all of an individual’s assets, including investments, land, cash, and possessions. Estate planning is the process and management of how assets will be handled and managed when the testator passes away. Distribution of assets to direct family members are indicated and described in a will. There are generally two main reasons why […]